Life Insurance Planning for Individuals and Their Families

If someone depends on you financially, chances are you need life insurance.

Life insurance provides cash to your family after your death. This cash (known as the death benefit) replaces your income and can help your family meet many important financial needs, such as daily living expenses, mortgage payments and college tuition. What's more, there is no federal income tax on life insurance benefits.

Our Life Insurance Services include:

  • Appraisal of existing policies
  • Life insurance needs analysis – what type and what amount
  • Implementation of new life insurance – term and/or permanent
  • Placement of annuities – immediate or deferred

At Farr & Associates we are true insurance brokers, which enables us to provide immediate quotes for all term life insurance products available in the United States. Additionally, we use a needs-analysis calculator to help you determine the appropriate coverage for you and your family.